Looking to move home, buy for the first time, remortgage or release funds for retirement. Perhaps you are looking to invest in a buy to let property or need finance for commercial property or venture? We have helped people for over 20 years with finance to realise their property ambitions.

We are proud members of the
Equity Release Council

Join the thousands of people releasing equity from their own home!

By doing so, you could receive immediate TAX FREE cash allowing you to:
  • Equity ReleasePay off an existing mortgage
  • Fund new home improvements
  • Plan your inheritance
  • Tackle your low pensions
  • Financial support for your loved ones
  • Fund a holiday
  • Or more!
What is equity release?

Equity Release is a mortgage product that allows an individual homeowner over the age of 55 to obtain a large cash lump sum of money or a regular stream of income, dependant on the value of their residential property. This loan will be repaid from the property’s value, usually on sale and not until the homeowner passes away. At Connect Lifetime Mortgages we are passionate about finding our clients the best deal and do so by having access to a wide range of equity release and later life lenders

As well as this, other benefits of our services include:

  • FCA regulation – The Financial Conduct Authority (FCA) is the conduct regulator for 58,000 financial services firms and financial markets in the UK and the prudential regulator for over 18,000 of those firms.
  • Full support from specialist advisers.
  • Access to a wide range of equity release and later life lenders.
  • We have almost 20 years experience in the mortgage market.


Mr and Mrs J in their early 70’s had an interest only mortgage with a term coming to an end. They had limited income from pensions and wished to remain in the current family home. We were able to find a provider that was prepared to lend just under 50% of the property value which released enough funding to repay the existing mortgage loan as well as repay some personal debt. This reduced monthly outgoings for Mr and Mrs M by nearly £1,600 per month and meant that they were able to stay in their current home.’’

Older man and woman riding a scooter
What next?
We will come back to you quickly to let you know how we can help.
If you would like to speak to us immediately, call us on 01708 982 955..

Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you need to be sure it’s one that meets your needs. If you’d like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser can help you to choose the plan that is right for you. To understand the features and risks, ask for a personalised illustration. Your property may be repossessed if you do not keep up repayments on your mortgage.

Connect Lifetime Mortgages is a trading style of Richer Mortgage and Retirement Ltd who are appointed representatives of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) registration number 441505.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Richer Mortgage and Retirement Limited Registered Address: LAS PARTNERSHIP, THE RIVENDELL, WHITE HORSE LANE, MALDON, ESSEX, CM9 5QP Registered in England and Wales No: 11729284